Four kinds of money.
One account.
Hold rupees, USDT on Tron, and gold and silver by the gram — then send, receive, convert and remit from the same balance.
- Wallet-to-wallet transfers are instant and free
- Your own TRC-20 address, credited in about a minute
- Your PIN confirms every payment, not just the login
0%
Wallet-to-wallet fee
~1 min
USDT settlement
3 dp
Gold, by the gram
Per payment
PIN required
One balance, four kinds of value
Most wallets hold one currency. This one holds cash, crypto and metal, and moves between them at a price fixed the moment you agree to it.
Rupees
Add by UPI or bank transfer. Withdraw to any Indian account.
Tether
A TRC-20 address that is yours permanently. Credited after 19 confirmations.
Gold
Held by weight to three decimals, so ₹500 buys a real fraction.
Silver
Its own market and its own price — not gold's smaller sibling.
Everything money does, in one place
Add Money
Top up the wallet by UPI or bank transfer, verified by an admin.
Withdraw
Send wallet balance to a saved bank account or UPI id.
Send Money
Instant wallet-to-wallet transfer to another Payredoo user.
Scan & Pay
Pay any Payredoo wallet by scanning its QR code.
USDT
Receive, send, buy and sell Tether on the Tron network.
Gold & Silver
Buy and sell gold and silver by the gram at live rates.
Fixed Deposit
Lock wallet funds for a fixed term at a published rate.
Domestic Transfer
Send money to any Indian bank account by mobile number.
DMT Remit
Registered-remitter remittance with per-mobile monthly limits.
International Transfer
Send abroad with a live rate calculator and admin-set margin.
Merchant API
API keys, signed payouts and webhooks for merchant accounts.
Each service can be switched on or off per account, so you are never shown one you cannot use.
Four steps, then you're moving money
-
01
Open an account
Name, email and mobile. About a minute.
-
02
Set a payment PIN
Separate from your password, and required on every payment.
-
03
Verify your identity
Needed before withdrawing or touching crypto. We keep the last four digits, never the number.
-
04
Add money and go
UPI, bank transfer, or USDT straight to your address.
Built so mistakes
can't cost you money
Most of this you will never see. It is the part that decides whether a balance can ever be wrong.
One writer for every balance
A row-locked, append-only ledger. Any wallet rebuilds from its history, so drift is detectable rather than silent.
Your PIN, per payment
Sent on the action itself — never a session flag left switched on.
Biometrics stay on the phone
The OS releases a stored token. The server trusts the token, never a claim about your face.
Keys derived on demand
Deposit addresses come from an HD seed. A database dump alone moves nothing.
Reserved, then settled
Outbound money is held on submit and settled on approval, so a rejection leaves no misleading debit.
ID numbers not kept
Aadhaar and KYC numbers are stored as the last four digits and a one-way hash.
The account lives on your phone
There is no web dashboard to sign into — which is one fewer place your money can be reached from.
Coming to iOS and Android.
Questions in the meantime? Talk to us.
Talk to us
About an account, a payment, or getting API access.